Understanding Health Insurance
A simple breakdown of how health insurance works and how to get covered.
Intro to Health Insurance
Health insurance is a type of coverage that helps pay for medical expenses, including doctor visits, hospital stays, prescription medications, and preventive care. It works by having individuals or employers pay a monthly premium, and in return, the insurance company covers a portion of healthcare costs. Depending on the plan, patients may also be responsible for deductibles, copayments, and coinsurance. Health insurance is designed to protect people from high or unexpected medical bills and ensure access to necessary care. Plans can vary widely in terms of coverage, network of providers, and out-of-pocket costs.
Health Insurance 101
Types of Health Insurance
If you're a business owner, providing group health insurance or group life insurance for your employees provides a benefit that often incentives them to remain in your business versus going with the competition.
For those seeking comprehensive and affordable health insurance over 65, Medicare offers a range of options tailored to various healthcare needs and budgets. Comparing plans annually ensures you get the best coverage for your lifestyle and medical needs.
Under 65 individual health insurance provides medical coverage for people who are not yet eligible for Medicare. These plans are ideal for self-employed individuals, part-time workers, or those between jobs.
Services
More ways we can assist you
Secure your future with a well-planned retirement strategy, combining savings, investments, and pensions to ensure financial independence when you stop working.
Maximize your retirement income by leveraging tax-advantaged accounts like Roth IRAs or specific life insurance plans, allowing you to enjoy a tax-free financial future.
Look into group life insurance plans for business owners and their employees.