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Final Expense Life Insurance
Final expense life insurance is meant to cover your funeral costs and final expenses after you pass away. If someone passes away without preparing for the final costs, it lands on the families.
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It's not uncommon to see car washes or bake sales done by families to raise money to cover funeral costs for a loved one.
Many times the children of a senior parent or even grandparent help pay for the cost of the insurance since it's likely they will be the main ones responsible to cover the costs.
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With final expense life insurance, coverage is usually around $10,000-$30,000 most commonly and approval can be as simple as a phone conversation with an underwriter.
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The cost of life insurance is similar to other types in that it depends on your budget and age.