When most people start thinking seriously about their financial future, they become overwhelmed by all the options out there like stocks, bonds, mutual funds, IRAs, etc. It can feel like a maze. But, then they look into retirement annuities.

Back in the day annuities got a bad rep, but it was mainly variable annuities that were the concern. An Indexed Annuity doesn't have risk...

If you were to take a look at the financial products available to you, you would find products that post stock market risk like: 401k,...