Life Insurance Products

A life insurance beneficiary mistake can leave your family waiting. Learn four common ones and how to fix them, then take the 60-second Family Protection Checkup.

How much life insurance do I need? A simple way to count income years, debts, children and final costs. Take the 60-second Family Protection Checkup.

How to use leverage to get tax-free retirement

If you're shopping for life insurance, it may seem a bit overwhelming to determine which is the right coverage for you and your family.

You can spend a lifetime accruing assets, but if they're not properly protected, they can be caught up in probate.

One of the most frequently asked questions clients ask is, "Should I overfund my life insurance?" The answer is: Yes or no. Let's go deeper. When it comes to permanent life insurance you have options. A whole life insurance product is a guaranteed life insurance policy to the age of 99. You pay a premium and it's guaranteed until then. An Indexed universal life insurance product (IUL) is not guaranteed. It has the potential to last until you are 120 years old, but it also ha

I’m going to break down in an unbiased way the differences between the IUL, GUL, and Whole life. In the video below you can see illustrations of different carriers, I show you numbers and I’ll explain biases that exist and I’ll even tell you my biases. Biases in the Industry First off, let’s talk about biases. You may have found when you do research that some people love IULs, some hate them. Some love term only, and some promote only whole life. Why are there so many biases?

Every financial product has fees. Mutual funds, 401ks, IRAs, IULs, have fees. In this video I break down the different fees in Mutual...

If you've come across a Primerica agent you may have heard two mantras: "Buy term and invest the difference" and "cash value is trash...

In this video I explain the benefits of infinite banking and OPM, I describe the differences between the two and the 5 steps needed to...

When it comes to protecting your mortgage, we are most familiar with mortgage insurance. While mortgage insurance may seem like the...

How to create a legacy for your children and grandchildren using life insurance. Life insurance is a versatile financial product and...

Term policies are great because you can generally get more coverage for cheaper. It's a great product to protect your mortgage because you can get a term for 30 years for the amount of the mortgage. When you pay off your mortgage, your term policy expires unless you convert it to a permanent life insurance product, which can be costly depending on your age. But, what if you're approaching 70, for example, and that term policy will be too expensive to convert to a permanent po

Did you know that life insurance isn't only for when you die? It can provide you income while you're alive in the case of sickness or...

The one thing we are all guaranteed in life is the one thing we don't expect to experience...or at least we think we will all die in old...

Many of us procrastinate, but when it comes to something as important as life insurance, it isn't always the best thing to do.

Want to get life insurance, but don't know how much to get or what you can afford? That's why it's a good idea to schedule time with a...

Indexed Universal Life Insurance is a very powerful financial product. You can use your life insurance while you're alive for income...