Permanent Life Insurance
Permanent life insurance is designed to last you for the rest of your life. Depending on the carrier, you can have living benefits and also develop cash value.
Permanent Life Insurance
L
Financial security in case of illness, disability, or death, as well as access to income during emergencies.
I
Your cash value is safe from stock market volatility.
F
Some permanent life insurance products mirror the stock market so you have access to the gains of the market.
Permanent life insurance builds income you can access tax-free.
E
Family & Asset Protection
If you were to walk out of life, would your family be able to keep up their lifestyle for 5-10 years?
Disability
If you end up with a disability can you maintain your expenses for 6 months to a few years without depleting your retirement & savings?
Disability
If you end up with a disability can you maintain your expenses for 6 months to a few years without depleting your retirement & savings?
Illness
If you're unable to work due to chronic, critical, or terminal illness, will you need to dip into retirement for expenses or are you protected for 6 months or longer?
Illness
If you're unable to work due to chronic, critical, or terminal illness, will you need to dip into retirement for expenses or are you protected for 6 months or longer?
Wills & Trusts
Without a trust, your beneficiaries can end up dealing with probate for years and your assets can end up in public records. Instead put your assets in a trust.
Retirement
Are you taking advantage of tax-free income options and guaranteed income? If not, look over our options.
Debt Free
If you're limited on future investments because you're eye high in debt, take advantage of debt settlement plans to reduce your debt.
Lifetime Coverage
90%
of a policy's cash value can typically be accessed via policy loans — tax-free if structured properly.
60%
of life insurance policies sold in the U.S. were permanent
45%
of Americans earning over 100k annually prefer permanent life insurance for its wealth-building benefits.
Permanent life insurance provides life insurance protection for the rest of your life. This allows you to have living benefits (depending on the carrier) for the rest of your life as well as the potential for cash value. This is income you can take out as a loan so you don't pay taxes.
What is Permanent Life Insurance
Are You Protected In these 6 Areas?
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Ensure a secure future by addressing key factors that protect your income, health, and lifestyle. Take control and optimize your retirement strategy
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Understanding Permanent Life Insurance
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Life Plan
The Plan Ahead
Do you have a L.I.F.E. plan?
L
I
F
E
Financial security in case of illness, disability, or death, as well as access to income during emergencies.
Your cash value is safe from stock market volatility.
Some permanent life insurance products mirror the stock market so you have access to the gains of the market.
Permanent life insurance builds income you can access tax-free.
Yes
No
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Our Clients, Our Promise
Testimonials
Sean
Consultant
I trust Lailah and that she will look out for the client and make sure they get the right insurance for their needs.
Stephanie
Scrum Master
Life insurance is simply part of financial planning and one of the most important parts. Lailah made it simple to understand and to find the right product for my wife and myself.
Kristen
Stay at Home Mom
It's important for me to have peace of mind that if anything happened to my husband or me, our family would be okay. Lailah took her time to help us understand the different types of life insurance so could make an informed decision.
Services
More ways we can assist you
Secure your future with a well-planned retirement strategy, combining savings, investments, and pensions to ensure financial independence when you stop working.
Maximize your retirement income by leveraging tax-advantaged accounts like Roth IRAs or specific life insurance plans, allowing you to enjoy a tax-free financial future.
Look into group life insurance plans for business owners and their employees.