Life Settlement
Life settlement allows you to be able to sell your life insurance policy for cash.
Life Settlement
L
Pass down a legacy to your family. It's recommended to leave at least 10 years worth of income through life insurance.
I
Get income replacement in case of heart attack, cancer, stroke or other illnesses like chronic, critical, or terminal illness with living benefits.
F
Some permanent life insurance products mirror the stock market so you have access to the gains of the market without losses.
Without a living trust, your family may deal with probate, which is expensive and arduous. Protect your estate and keep control.
E
Family & Asset Protection
If you were to walk out of life, would your family be able to keep up their lifestyle for 5-10 years?
Disability
If you end up with a disability can you maintain your expenses for 6 months to a few years without depleting your retirement & savings?
Disability
If you end up with a disability can you maintain your expenses for 6 months to a few years without depleting your retirement & savings?
Illness
If you're unable to work due to chronic, critical, or terminal illness, will you need to dip into retirement for expenses or are you protected for 6 months or longer?
Illness
If you're unable to work due to chronic, critical, or terminal illness, will you need to dip into retirement for expenses or are you protected for 6 months or longer?
Wills & Trusts
Without a trust, your beneficiaries can end up dealing with probate for years and your assets can end up in public records. Instead put your assets in a trust.
Retirement
Are you taking advantage of tax-free income options and guaranteed income? If not, look over our options.
Debt Free
If you're limited on future investments because you're eye high in debt, take advantage of debt settlement plans to reduce your debt.
Sell Your Policy for Cash
90%
of life insurance policies lapse or are surrendered without paying a death claim
80%
of term life policies never result in a death benefit payout due to lapse or surrender.
40%
of permanent life policies never result in a death benefit payout due to lapse or surrender.
Life settlement is generally an option for individuals who own a life insurance policy and no longer need or can afford it, or who want to access a lump sum of cash for other needs. It involves selling the existing life insurance policy to a third party for a cash payment, which is typically more than the policy's cash surrender value but less than the death benefit. You're more likely to be able to sell your policy the older you are and the more unhealthy you are.
What is Life Settlement
Are You Protected In these 6 Areas?
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Ensure a secure future by addressing key factors that protect your income, health, and lifestyle. Take control and optimize your retirement strategy
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Understanding Life Settlement
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Life Plan
The Plan Ahead
Do you have a L.I.F.E. plan?
L
I
F
E
Pass down a legacy to your family. It's recommended to leave at least 10 years worth of income through life insurance.
Get income replacement in case of heart attack, cancer, stroke or other illnesses like chronic, critical, or terminal illness with living benefits.
Some permanent life insurance products mirror the stock market so you have access to the gains of the market without losses.
Without a living trust, your family may deal with probate, which is expensive and arduous. Protect your estate and keep control.
Yes
No
Get a Quote
Fill out the form to
see if you qualify!
Our Clients, Our Promise
Testimonials
Sean
Consultant
I trust Lailah and that she will look out for the client and make sure they get the right insurance for their needs.
Stephanie
Scrum Master
Life insurance is simply part of financial planning and one of the most important parts. Lailah made it simple to understand and to find the right product for my wife and myself.
Kristen
Stay at Home Mom
It's important for me to have peace of mind that if anything happened to my husband or me, our family would be okay. Lailah took her time to help us understand the different types of life insurance so could make an informed decision.
Services
More ways we can assist you
Secure your future with a well-planned retirement strategy, combining savings, investments, and pensions to ensure financial independence when you stop working.
Maximize your retirement income by leveraging tax-advantaged accounts like Roth IRAs or specific life insurance plans, allowing you to enjoy a tax-free financial future.
Look into group life insurance plans for business owners and their employees.