Lailah Mo

Let’s be honest. When was the last time you dusted off your insurance papers and actually looked at them? If you’re like most people, the answer is probably “uh, never” or “maybe when I first signed up.” But here’s the thing: your life changes, your family changes, and your insurance needs change too. That’s why regular insurance policy reviews are not just a good idea—they’re essential. Think of your insurance like a pair of shoes. When you first buy them, they fit perfectly. But over time,...

So, you’ve probably heard the term indexed retirement annuity tossed around at family dinners, or maybe during a chat with your financial advisor. But what does it really mean? And more importantly, is it something that could help you secure your financial future without turning your hair gray from confusion? Let’s break it down together, in a way that’s easy to understand, maybe even a little fun, and definitely useful. What Exactly Is an Indexed Retirement Annuity? The best way I can...

Planning for the future might not be the most exciting thing on your to-do list, but trust me, it’s one of the smartest moves you can make. Imagine this: you’ve worked hard, built a life, maybe a family, and accumulated assets. What happens to all of that when you’re no longer around? That’s where a solid plan comes in. Today, I’m going to walk you through everything you need to know about estate planning basics, so you can protect your loved ones and your legacy. Understanding Estate...