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If you're a new homeowner, congratulations! Not only is a house a major and exciting purchase, but it's an asset that needs special protection. That is life insurance for mortgage protection. Life and Mortgage Insurance Let me paint you a picture that is unfortunately all too common. Imagine a family move into their new house and after some time, the head of household passes away. Let's say his wife is a stay at home mom raising the kids. Will she now have to take up a job? H

You can spend a lifetime accruing assets, but if they're not properly protected, they can be caught up in probate.

Most people are familiar with term life insurance and know about whole life insurance when it comes to a permanent life policy , but is...

One of the most frequently asked questions clients ask is, "Should I overfund my life insurance?" The answer is: Yes or no. Let's go deeper. When it comes to permanent life insurance you have options. A whole life insurance product is a guaranteed life insurance policy to the age of 99. You pay a premium and it's guaranteed until then. An Indexed universal life insurance product (IUL) is not guaranteed. It has the potential to last until you are 120 years old, but it also ha

Retirement planning should include life insurance. Whether it's a term policy, whole life, or other form of permanent life insurance ...

When it comes to retirement there's a couple things to consider: risk and taxes. How much risk are we comfortable with associated with...

Here are 4 things to do if you're the recipient of life insurance money benefits.

If you're an employer and want to incentivize key employees, but also get tax benefits, you'll want to consider an Executive Bonus Plan....

I’m going to break down in an unbiased way the differences between the IUL , GUL, and Whole life. In the video below you can see...

Financially thrive in 2025 no matter what the economy is doing.

We're probably all familiar with traditional retirement plans like a 401k, Traditional IRAs, Roth IRAs, etc. We may also have basic or...

More than ever are people looking to start businesses. I think people are realizing there’s not much job security working with someone...

If you're a recent widow or widower I'm deeply sorry. My condolences to you. I know it's a tough situation and I'm sorry you're going through that. There's so many things you have to deal with on top of the grieving. I was widowed when my twins were 11.5 months old. My husband passed away in Hawaii on a company trip. Here are the 10 things I did: Don't Make Any Major Decisions for 6 months to 1 Year One of the biggest bits of advice I can tell you is this: Don't make any majo

I was widowed when my twins were 11.5 months old. To read more about it go here . If your spouse were to pass away, would you and your...

Term is typically the most affordable type of life insurance compared to permanent life insurance. In this video I used a research tool...

We've been in a bull market for over a decade and at any moment we will be moving into a bear market. But, is your financial future...

Most people now know that social security shouldn't be what you lean on for your retirement. But, that doesn't mean that millennials and...

Mortgage protections isn't to be confused with PMI, which protects the lender and not you. With Mortgage Protection Insurance if you get...

I've met with so many families and more often than it should, women think that since they are stay at home moms, they don't need life...

We crossed three years since my husband tragically passed away. The main thing that has helped me through it all is God. Secondly, the...